Frequently Asked Questions

FAQ

Quantillon Protocol - Frequently Asked Questions

Welcome to the Quantillon Protocol FAQ! Here you'll find answers to the most common questions about our euro-native DeFi ecosystem, $QEURO stablecoin, and $QTI governance token.

🏛️ Protocol Basics

🎯 Tokenomics & Governance

🔒 Security & Trust

💼 Using Quantillon

🌍 Community & Ecosystem

🚀 Advanced Topics

📞 Support & Resources

⚠️ Important Disclaimers


🏛️ Protocol Basics

Q: What is Quantillon Protocol?

A: Quantillon is a revolutionary DeFi protocol that issues $QEURO, the first truly scalable euro-denominated stablecoin backed by USDC. We combine on-chain transparency, capital efficiency, and decentralized governance through the $QTI token to solve the eurozone's underrepresentation in DeFi.

Key Innovation: Our dual-pool architecture with Users and Hedgers creates natural peg stability while providing yield opportunities for euro-native participants.

Q: How does $QEURO work?

A: $QEURO is over-collateralized (minimum 101%) with USD-based stablecoins like USDC. Here's how it works:

  • 🔐 Minting: Deposit accepted assets → automatically swapped to USDC → $QEURO minted at oracle price

  • 🔄 Peg Maintenance: Maintained through delta-neutral forex hedging and liquidation mechanisms

  • 💰 Redemption: Always redeemable 1:1 against collateral, ensuring price stability

  • 📊 Transparency: All collateral transparently tracked on-chain via Chainlink oracles

Q: Why not just use USDC or USDT directly?

A: Great question! $QEURO provides several unique advantages:

Benefit
$QEURO
Traditional USD Stablecoins

🇪🇺 Euro Exposure

✅ Native euro denomination

❌ USD exposure risk

📈 Yield Generation

✅ Earn while holding via staking

❌ No native yield

🔗 DeFi Composability

✅ Full DeFi integration

✅ Limited to USD markets

⚖️ Regulatory Clarity

✅ MiCA-compliant design

⚠️ Regulatory uncertainty

🏛️ Decentralized Governance

✅ Community-controlled

❌ Centralized control

Perfect for: European users, dApps, DAOs, and institutions seeking euro exposure without traditional banking friction.


🎯 Tokenomics & Governance

Q: What is the purpose of the $QTI token?

A: The $QTI token is the governance backbone of Quantillon Protocol, designed for long-term protocol stewardship:

🗳️ Governance Rights

  • Vote on protocol upgrades and parameter changes

  • Whitelist new vault variants (mQEURO, bQEURO, eQEURO)

  • Control treasury allocation and Fee Switch activation

  • Steer ecosystem development direction

💰 Economic Benefits

  • Participate in protocol fee distribution (when activated)

  • Access to exclusive liquidity mining rewards

  • Potential token buybacks from protocol surplus

  • Staking multipliers for enhanced yields

📊 Token Distribution

  • 50% → Community (liquidity mining, governance rewards)

  • 35% → Early backers, strategic partners, DAO treasury

  • 15% → Core development team (multi-year vesting)

Q: How does the "Yield Shift" mechanism work?

A: The Yield Shift is our innovative rebalancing engine that dynamically redistributes yield between Users and Hedgers:

📈 When hedger participation is high:

  • More yield flows to $QEURO Users

  • Incentivizes euro adoption and staking

📉 When hedger supply is low:

  • More yield allocated to Hedgers

  • Attracts delta-neutral capital for peg stability

This creates a self-balancing ecosystem where market forces naturally maintain protocol health without manual intervention.


🔒 Security & Trust

Q: Is Quantillon secure?

A: Security is our top priority. Here's our multi-layered approach:

🛡️ Smart Contract Security

  • Open source and publicly auditable code

  • Multiple security audits by leading firms

  • Continuous bug bounty programs

  • Modular architecture limiting blast radius

  • Emergency pause mechanisms for crisis management

📊 Oracle & Price Security

  • Chainlink oracles with multiple data sources

  • Circuit breakers for anomalous price feeds

  • Real-time monitoring of all price inputs

  • Fallback mechanisms for oracle failures

⚖️ Governance Security

  • Progressive decentralization with Foundation oversight initially

  • Time-locked proposals preventing rushed decisions

  • Quorum requirements ensuring broad participation

  • Multi-signature controls on critical functions

Q: What happens if there's a "black swan" event?

A: Quantillon is designed for resilience across multiple failure scenarios:

  • 🌊 Market Crash: Over-collateralization and liquidation mechanisms maintain solvency

  • 🔧 Smart Contract Bug: Modular design limits exposure; emergency pause available

  • 📉 DeFi Platform Failure: Diversified vault variants reduce single-point-of-failure risk

  • 💱 Extreme FX Volatility: Delta-neutral hedging and dynamic incentives maintain peg

  • 🏛️ Regulatory Changes: MiCA-compliant design with legal entity interface


💼 Using Quantillon

Q: How can I get $QEURO?

A: Multiple ways to acquire $QEURO:

🏭 Direct Minting

  1. Visit our dApp

  2. Connect your wallet

  3. Deposit USDC or other accepted assets

  4. Receive $QEURO at current oracle price

  5. Fee: 0.1% minting fee

💱 DEX Trading

  • Uniswap: Most liquid $QEURO pairs

  • Curve: Stable-to-stable swaps

  • 1inch: Best price aggregation

  • SushiSwap: Alternative liquidity source

📈 Yield Farming

  • Stake $QEURO to earn yield from collateral deployment

  • Provide liquidity to $QEURO pairs for trading fees + rewards

  • Participate in vault-specific strategies (aQEURO, mQEURO, etc.)

Q: Can I redeem $QEURO back to USDC?

A: Absolutely! On-demand redemption is a core feature:

🔄 Redemption Process

  1. Connect to our dApp

  2. Select "Redeem" function

  3. Input $QEURO amount to burn

  4. Receive equivalent USDC from collateral pool

  5. Fee: 0.1% redemption fee

⚡ Key Benefits

  • Instant settlement (no waiting periods)

  • Slippage-free redemption at oracle price

  • 24/7 availability (no banking hours)

  • Transparent process (all transactions on-chain)

Q: What are the different vault variants?

A: Quantillon offers modular vault architectures for different risk/yield profiles:

Vault
Collateral Backend
Risk Level
Target Users

aQEURO

Aave-deposited USDC

🟢 Low

Default choice, retail users

mQEURO

MakerDAO vaults

🟡 Medium

Conservative DeFi users

bQEURO

Tokenized T-Bills/RWAs

🟢 Low

Institutional clients

eQEURO

Innovative yield strategies

🔴 Higher

Advanced users

Each vault maintains the same euro peg but offers different yield sources and risk exposures.


🌍 Community & Ecosystem

Q: Who controls the protocol?

A: Quantillon follows a progressive decentralization model:

🏗️ Current Phase (Bootstrap)

  • Quantillon Labs: Development and initial liquidity provision

  • Quantillon Foundation: Regulatory interface and multisig management

  • Community: Growing influence through $QTI governance

🏛️ Future Phase (Full DAO)

  • $QTI Holders: Complete control over protocol parameters

  • On-chain Governance: All decisions made through transparent voting

  • Community Treasury: Managed by DAO for ecosystem development

📊 Governance Evolution Triggers

  • TVL milestones (€10M → €100M → €1B)

  • $QTI token distribution metrics

  • Community participation thresholds

  • Regulatory clarity achievements

Q: How can I join the community?

A: We'd love to have you! Join our vibrant community across multiple platforms:

💬 Primary Channels

📱 Social Media

🌐 Official Resources

🎯 Ways to Contribute

  • Governance Participation: Vote on proposals, suggest improvements

  • Community Ambassador: Help grow the ecosystem in your region

  • Developer Contributions: Build on top of Quantillon infrastructure

  • Content Creation: Educational materials, tutorials, translations

  • Feedback & Testing: Help us improve the protocol and dApp


🚀 Advanced Topics

Q: How does Quantillon compare to other euro stablecoins?

A: Quantillon addresses the critical failures of existing euro stablecoins:

Feature
Quantillon ($QEURO)
EUROC
EURS
EURT
agEUR

🌊 Liquidity Design

✅ Inherits USDC + Forex

❌ Limited

❌ Very limited

❌ Limited

⚠️ Moderate

📈 Yield Generation

✅ Native staking rewards

❌ None

❌ None

❌ None

⚠️ Variable

⚖️ Hedging Mechanism

✅ Delta-neutral hedgers

❌ None

❌ None

❌ None

⚠️ Dynamic reserves

🏛️ Governance

✅ Decentralized DAO

❌ Centralized

❌ Centralized

❌ Centralized

✅ DAO

🔗 DeFi Integration

✅ Full composability

⚠️ Limited

❌ Poor

❌ Poor

⚠️ Moderate

⚖️ Regulatory Clarity

✅ MiCA-compliant

✅ Clear

⚠️ Unclear

❌ Concerns

⚠️ Evolving

Q: What makes Quantillon's approach unique?

A: Our three core innovations set us apart:

🔄 1. Dual-Pool Architecture

  • Users mint and stake $QEURO for euro exposure + yield

  • Hedgers provide delta-neutral FX hedging for compensation

  • Result: Natural peg stability without external dependencies

📊 2. Dynamic Yield Shift

  • Automatic rebalancing between User and Hedger incentives

  • Market-driven yield distribution based on supply/demand

  • Result: Self-sustaining ecosystem without manual intervention

🏗️ 3. Modular Vault System

  • Multiple collateral backends (Aave, Maker, RWAs, innovative strategies)

  • Risk segmentation for different user preferences

  • Result: Scalable architecture adaptable to evolving DeFi landscape

Q: How does MiCA regulation affect Quantillon?

A: Quantillon is strategically positioned for MiCA compliance:

✅ Recital 22 Exemption

  • "Fully decentralized protocols" are outside MiCA scope

  • Quantillon operates through trustless smart contracts

  • $QTI governance ensures no single entity control

🏛️ Hybrid Compliance Architecture

  • Protocol Layer: Fully decentralized and exempt

  • Foundation Layer: Interfaces with regulators when needed

  • Voluntary Transparency: Proactive disclosure without compromising decentralization

🇫🇷 Regulatory Dialogue

  • Active engagement with French ACPR

  • Legal framework precedent for other EU protocols

  • Anticipates future regulatory harmonization


📞 Support & Resources

Q: I have a technical issue. How can I get help?

A: We offer multiple support channels:

🛠️ Technical Support

  • Discord #support: Real-time help from community and team

  • Telegram: Quick responses for urgent issues

  • Documentation: Comprehensive guides at docs.quantillon.money

  • Video Tutorials: Step-by-step walkthoughs on our YouTube

🐛 Bug Reports

  • GitHub Issues: For technical bugs and feature requests

  • Bug Bounty: Earn rewards for finding security vulnerabilities

  • Community Testing: Join our testnet programs

💼 Business Inquiries

Q: Where can I learn more about DeFi and euro stablecoins?

A: Educational resources to deepen your understanding:

📚 Quantillon Resources

  • Whitepaper: Comprehensive protocol documentation

  • Tokenomics Deck: Detailed $QTI and yield mechanics

  • Blog Posts: Regular insights on euro DeFi trends

  • AMA Sessions: Live Q&A with the founding team

🎓 General DeFi Education

  • DeFi Pulse: Industry metrics and protocol rankings

  • Messari Research: In-depth crypto analysis and reports

  • Bankless: DeFi education and ecosystem coverage

  • CoinGecko Learn: Beginner-friendly crypto education


⚠️ Important Disclaimers

Q: What are the risks of using Quantillon?

A: Like all DeFi protocols, Quantillon involves several risk categories:

🔄 Currency Risk

  • EUR/USD volatility may affect peg stability

  • Mitigation: Delta-neutral hedging and liquidation mechanisms

💻 Smart Contract Risk

  • Potential bugs or exploits in protocol code

  • Mitigation: Multiple audits, bug bounties, modular architecture

🌊 Liquidity Risk

  • Mass redemptions during market stress

  • Mitigation: USDC liquidity inheritance, diverse vault backends

⚖️ Regulatory Risk

  • Evolving EU crypto regulations may impact operations

  • Mitigation: MiCA-compliant design, legal entity interface

🔗 DeFi Contagion Risk

  • Failures in integrated platforms (Aave, etc.)

  • Mitigation: Diversified exposures, real-time monitoring

Important: Only invest what you can afford to lose. Consult independent financial advisors before participating in DeFi protocols.

Q: Is Quantillon audited?

A: Security is our highest priority:

🔍 Audit Status

  • Phase 1: Core protocol will be audited when beta launches

  • Phase 2: Extended functionality audit - TBA

  • Continuous: Bug bounty program with security researchers

📊 Transparency Measures

  • All audit reports published publicly

  • Open-source codebase for community review

  • Regular security updates and improvements

  • Real-time protocol health monitoring


Last updated: August 2025 | For the most current information, visit quantillon.money

Ready to get started? Visit our dApp to mint your first $QEURO and join the euro-native DeFi revolution! 🚀

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